Disclosures & licensing
Updated 2026-10-16 · Draft pending legal review
Licensing
Published by Capital Direct Funding · 100 N Citrus St, Suite 530, West Covina, CA 91791 · CA DRE #01885595 · NMLS #1159831. Business-purpose lending only. Content is educational, not a loan offer or commitment to lend; all loans are subject to underwriting, property review and approval. No rates or terms are quoted on this site. Equal Housing Opportunity.
Verify each license at the official source: Capital Direct Funding: NMLS #1159831 · Capital Direct Funding: CA DRE #01885595 · Francisco Williams: NMLS #1858674 · Francisco Williams: CalDRE #01979442
Business-purpose lending
Capital Direct Funding makes business-purpose loans secured by real estate. It does not make loans for personal, family or household purposes through this site. Content is educational, not a loan offer or commitment to lend. All loans are subject to underwriting, property review and approval. No rates or terms are quoted on this site.
Equal Housing Opportunity
Capital Direct Funding is an Equal Housing Opportunity lender.
Relationship between this site and CDF
Critical Desk is owned and published by Capital Direct Funding. Links to capitaldf.com are to the publisher's own site and carry tracking tags so we can see which guides help readers.
Not legal or tax advice
Statutes are summarized for education. Probate, trust and foreclosure questions need a California attorney; tax questions need a CPA.