Terms of use
Updated 2026-10-16 · Draft pending legal review
Educational content only
Critical Desk provides general education. Nothing here is legal, tax, investment or lending advice, an offer to lend, a rate quote, or a commitment of any kind. Your situation may differ; consult licensed professionals.
Accuracy
We work to keep guides current and cite sources, but laws, programs and guidelines change. Verify anything important with the official source or a licensed professional before relying on it.
Quizzes and tools
Quizzes are self-checks that point you to further reading. They are not applications, credit decisions, approvals, suitability determinations or recommendations.
Links
We link to the publisher's main site and to official sources. Other sites have their own terms and policies.
Use of the site
You may read and share links to our guides. Don't copy them in bulk or republish them without permission.
Contact
Questions about these terms: Capital Direct Funding via its contact page.